据网友回忆，2018年12月四级翻译题目为中国移动支付市场。那么中国移动支付市场应该如何翻译呢?有哪些专业用词呢?

　　【手机改变生活方式】

　　越来越多的中国人现在的确离不开手机了。他们中的许多人，包括老年人，都使用手机应用程序保持联系并拓宽朋友圈。他们也用手机购物，查找信息，因为手机便于携带。此时，使用手机应用程序通信比传统电话便宜。然而，这种新趋势导致人们在社交时过度依赖手机。事实上，一些年轻人已经变得十分上瘾，以至于怠慢了与家人和朋友面对面的交流。

　　Today, more and more Chinese can't leave phones. Many of them, including old people, use phone apps to keep in touch and make more friends. They also use phones for shopping and searching information as phones are easy to carry. Besides, the communication by mobile apps is cheaper than that by traditional phones. However, the new trend makes people rely on phones too much. In fact, some young men have become so addicted that they ignore the face-to-face communication with their family members and friends.

　　【手机改变阅读方式】

　　由于通信网络的快速发展，中国智能手机用户数量近年来以惊人速度增长。这极大地改变了许多人的阅读方式。他们现在经常智能手机上看新闻和文章，而不买传统报刊。大量移动应用程序(apps)的开发使人们能用手机读小说和其他形式的文学作品。因此，纸质书籍的销售受到了影响。但调查显示，尽管能手机阅读市场稳步增长，超半数成年人仍喜欢读纸质书。

　　Because of the rapid development of the communication/telecom network, the number of China's smart phone users has increased at a surprising speed. This has greatly changed many people's way of reading. They read news and articles on phones, not on traditional newspapers. The development of a large number of apps for mobile phones enables people to read novels and other literary works on phones. Therefore, the sale of paper/printed books is affected. However, the survey shows that although the mobile-reading market is increasing steadily, over 50% of adults still like reading paper books.

　　【手机改变支付方式】

　　过去几年里，移动支付市场在中国蓬勃发展。随着移动互联网的出现，手机购物逐渐成为一种趋势。18到30岁的年轻人构成了移动支付市场的最大群体。由于现在用手机付款很容易，许多消费者在购物时宁愿用手机付款，而不愿用现金或信用卡。为了鼓励人们多消费，许多商店给使用移动支付的顾客打折。专家预测，中国移动支付市场未来仍有很大发展潜力。

　　In the past few years, mobile payment market has developed rapidly in China. With the appearance of mobile internet, shopping on phones has become a trend. The young men between 18 and 30 make up the biggest group of users of the mobile payment market. As the payment by phone is very easy, many consumers are willing to use phones to pay for shopping, not willing to use cash or credit cards. To encourage people to buy more, many shops give discounts to customers who use mobile payment. Experts predict that Chins'a mobile payment market has great potential of development.

　　中国移动支付市场 mobile payment market in China

　　支付方式 form of payment

　　终端用户 end-user

　　现金 cash

　　移动设备 mobile device

　　商品和服务 goods and services

　　网络 networks

　　信用卡 credit cards

　　借记卡 debit cards

　　移动钱包 mobile wallet

　　增长(n.) growth

　　应用(n.) application

　　市场规模 market size

　　增长率 growth rate

　　市场趋势 market trends